Let's Be Real-Why Are We Dodging This Conversation
- Coverage Clarity Team
- Mar 19
- 2 min read
When people hear the words “life insurance,” most cringe.
❌ “Why are we talking about this?”
❌ “No one is dying.”
❌ “I hate talking about death—it makes me sad.”
And if I’m being honest? It’s frustrating.
Because let’s be real—are we 12 years old… or grown adults with spouses and children?
So why are we too old to believe in financial security, but too young to talk about reality?
Because here’s the truth: Life is NOT a walk in the park.
💡 Life happens.
💡 Unexpected loss happens.
💡 Families are left blindsided EVERY. SINGLE. DAY.
And I’ve seen it firsthand.
"This Won’t Happen to Me"—Until It Does
I’ve had to tell a single mother that her life insurance claim was denied after losing her only child.
I’ve issued checks that were 65% lower than what grieving families expected—because of fine print they never read.
I’ve had to walk a 22-year-old daughter through what happens next after both of her parents died in a car accident.
And you know what they all had in common?
👉🏽 They weren’t prepared.
Not because they didn’t care.
Not because they didn’t want to do the right thing.
But because they thought they had more time.
🛑 We All Have an Expiration Date—You Just Don’t Know Yours
You don’t know when.
You don’t know how.
But one day, your family will have to figure things out without you.
And if they aren’t prepared?
📌 They could be left scrambling for answers.
📌 They could be waiting months (or years) for a payout.
📌 They could be blindsided by unexpected debt.
💡 So Let’s Have the Adult Conversation—Today.
📢 When’s the last time you had a family meeting about life insurance?
📢 When’s the last time you sat down with your spouse, your parents, your siblings—ANYONE—to make sure they know what to do when that time comes?
Because avoiding the conversation won’t prevent the inevitable. But preparing for it can change everything.
If This Made You Think, Do Something About It.
✅ Review your life insurance policy-make sure your beneficiary is up to date
✅ Share this to someone who needs to hear this.
✅ Most importantly—have the conversation today.
Because your family deserves more than "I’ll get to it later."